Section 131ACompetition and Consumer Act 2010 (Cth)

Division does not apply to financial services

(1) Despite section 131, this Division does not apply, other than in relation to the following provisions of Schedule 2 as they apply as a law of the Commonwealth, to the supply, or possible supply, of services that are financial services, or of financial products:

(a) Division 3A of Part 3‑2;

(b) Division 3A of Part 4‑2;

(c) Part 5‑5.

(2) Without limiting subsection (1):

(a) Part 2‑1 of Schedule 2 and sections 34 and 156 of Schedule 2 do not apply to conduct engaged in in relation to financial services; and

(b) Part 2‑3 of Schedule 2 does not apply to, or in relation to:

(i) contracts that are financial products; or

(ii) contracts for the supply, or possible supply, of services that are financial services; and

(c) if a financial product consists of or includes an interest in land—the following provisions of Schedule 2 do not apply to that interest:

(i) section 30;

(ii) paragraphs 32(1)(c) and (d) and (2)(c) and (d);

(iii) paragraphs 50(1)(c) and (d);

(iv) section 152;

(v) subparagraphs 154(1)(b)(iii) and (iv) and (2)(b)(iii) and (iv);

(vi) subparagraphs 168(1)(b)(iii) and (iv); and

(d) sections 39 and 161 of Schedule 2 do not apply to:

(i) a credit card that is part of, or that provides access to, a credit facility that is a financial product; or

(ii) a debit card that allows access to an account that is a financial product.

Sourced from the Federal Register of Legislation at 22 May 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au. Verify the current text against the official source before relying on it.

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