Misleading or deceptive conduct—civil penalty
(1) A person must not engage in conduct that misleads or deceives, or is likely to mislead or deceive, another person (the second person) into believing that: (a) a person is a CDR consumer for CDR data; or (b) a person is making a valid request or consent, or has satisfied other criteria, for the disclosure of CDR data under the consumer data rules; or (c) a person is a CDR consumer for a CDR action; or (d) a person has satisfied any criteria under the consumer data rules for: (i) the making of a request; or (ii) the giving of a valid instruction; or (iii) the processing of a valid instruction; for the performance of a CDR action. Note 1: The person mentioned in paragraph (a), (b), (c) or (d) could be the first‑mentioned person, the second person or a third person. Note 2: For enforcement, see Part VI (including section 76 for an order for payment of a pecuniary penalty). Defence (2) Subsection (1) does not apply if the conduct is not misleading or deceptive in a material particular. (3) A person who wishes to rely on subsection (2) bears the burden of adducing or pointing to evidence that suggests a reasonable possibility that the conduct is not misleading or deceptive in a material particular.
Sourced from the Federal Register of Legislation at 22 May 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au. Verify the current text against the official source before relying on it.
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