False or misleading credit reporting information
Offence (1) A credit reporting body commits an offence if: (a) the body uses or discloses credit reporting information under this Division (other than subsections 20D(2) and 20T(4)); and (b) the information is false or misleading in a material particular. Penalty: 200 penalty units. Civil penalty (2) A credit reporting body must not use or disclose credit reporting information under this Division (other than subsections 20D(2) and 20T(4)) if the information is false or misleading in a material particular. Civil penalty: 2,000 penalty units.
Sourced from the Federal Register of Legislation at 17 May 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au. Verify the current text against the official source before relying on it.
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