Obtaining credit eligibility information from a credit provider
Offences (1) An entity commits an offence if: (a) the entity obtains credit eligibility information; and (b) the information is obtained from a credit provider; and (c) the entity is not: (i) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or (ii) an access seeker for the information. Penalty: 200 penalty units. (2) An entity commits an offence if: (a) the entity obtains credit eligibility information; and (b) the information is obtained from a credit provider; and (c) the information is obtained by false pretence. Penalty: 200 penalty units. Civil penalties (3) An entity must not obtain credit eligibility information from a credit provider if the entity is not: (a) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or (b) an access seeker for the information. Civil penalty: 2,000 penalty units. (4) An entity must not obtain, by false pretence, credit eligibility information from a credit provider. Civil penalty: 2,000 penalty units.
Sourced from the Federal Register of Legislation at 17 May 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au. Verify the current text against the official source before relying on it.
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