Meaning of information request
Credit provider (1) A credit provider has made an information request in relation to an individual if the provider has sought information about the individual from a credit reporting body: (a) in connection with an application for consumer credit made by the individual to the provider; or (b) in connection with an application for commercial credit made by a person to the provider; or (c) for a credit guarantee purpose of the provider in relation to the individual; or (d) for a securitisation related purpose of the provider in relation to the individual. Mortgage insurer (2) A mortgage insurer has made an information request in relation to an individual if: (a) the insurer has sought information about the individual from a credit reporting body; and (b) the information was sought in connection with the provision of insurance to a credit provider in relation to mortgage credit provided by the provider to: (i) the individual; or (ii) a person for whom the individual is, or is proposing to be, a guarantor. Trade insurer (3) A trade insurer has made an information request in relation to an individual if: (a) the insurer has sought information about the individual from a credit reporting body; and (b) the information was sought in connection with the provision of insurance to a credit provider in relation to commercial credit provided by the provider to the individual or another person.
Sourced from the Federal Register of Legislation at 17 May 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au. Verify the current text against the official source before relying on it.
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