Use or disclosure of information by credit managers etc.
Prohibition on use or disclosure (1) If: (a) a person holds or held credit eligibility information about an individual; and (b) the information was disclosed to the person by a credit provider under paragraph 21G(3)(c); the person must not use or disclose the information, or any personal information about the individual derived from that information. Civil penalty: 1,000 penalty units. Permitted uses (2) Subsection (1) does not apply to the use of the information if: (a) the person uses the information for the purpose for which it was disclosed to the person under paragraph 21G(3)(c); or (b) the use is required or authorised by or under an Australian law (other than the consumer data rules) or a court/tribunal order. Permitted disclosure (3) Subsection (1) does not apply to the disclosure of the information if: (a) the disclosure is to the credit provider; or (b) the disclosure is required or authorised by or under an Australian law (other than the consumer data rules) or a court/tribunal order. Interaction with the Australian Privacy Principles (4) If the person is an APP entity, Australian Privacy Principles 6, 7 and 8 do not apply to the person in relation to the information. (5) If: (a) the person is an APP entity; and (b) the information is a government related identifier of the individual; Australian Privacy Principle 9.2 does not apply to the person in relation to the information.
Sourced from the Federal Register of Legislation at 17 May 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au. Verify the current text against the official source before relying on it.
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